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Charm Necklaces

Charm Necklaces for Personal and Gift Wear

Charm necklaces carry one or more decorative elements on a chain, with the charm or charms serving as the primary visual feature of the piece rather than a stone or metal design alone. Oath's charm necklaces collection covers gold and sterling silver styles in 10K and 14K, with a range of charm forms suited to personal wear and gift occasions alike. Every charm necklace order ships free, with returns accepted within 30 days.

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  • .925 Sterling Silver 1/5 Cttw White and Black Diamond Beagle Dog Medallion and Charm 18" Pendant Necklace (I-J Color, I2-I3 Clarity)
    .925 Sterling Silver 1/5 Cttw White and Black Diamond Beagle Dog Medallion and Charm 18 .925 Sterling Silver 1/5 Cttw White and Black Diamond Beagle Dog Medallion and Charm 18
    Unveil the quintessence of canine charm and sophisticated bling with our sterling silver medallion necklace, masterfully capturing the essence of...
    Regular price
    $336.05
    Sale price
    $336.05
  • 10K White Gold Oval Blue Sapphire and Diamond Double Charm Pendant Necklace - 18" Inches
    10K White Gold Oval Blue Sapphire and Diamond Double Charm Pendant Necklace - 18 10K White Gold Oval Blue Sapphire and Diamond Double Charm Pendant Necklace - 18
    Evoke the essence of timeless elegance with this 10K white gold necklace, glinting with a rhodium finish to ensure an...
    Regular price
    $1,295.23
    Sale price
    $1,295.23
  • 14K Yellow Gold 3/8 Cttw Two-Strand Marquise and Bar Charm Paper Clip Link Pendant Necklace (I-J Color, I1-I2 Clarity) -18" and 20" Inch Lengths
    14K Yellow Gold 3/8 Cttw Two-Strand Marquise and Bar Charm Paper Clip Link Pendant Necklace  (I-J Color, I1-I2 Clarity) -18 14K Yellow Gold 3/8 Cttw Two-Strand Marquise and Bar Charm Paper Clip Link Pendant Necklace  (I-J Color, I1-I2 Clarity) -18
    Draped in the opulence of 14K yellow gold, this exquisite necklace intertwines two distinct strands, each shimmering with nature's own...
    Regular price
    $2,004.50
    Sale price
    $2,004.50
  • 10K White Gold 6x4 mm Pear Blue Sapphire and Diamond Accent Charm Pendant Necklace - 18" Inches
    10K White Gold 6x4 mm Pear Blue Sapphire and Diamond  Accent Charm Pendant Necklace - 18 10K White Gold 6x4 mm Pear Blue Sapphire and Diamond  Accent Charm Pendant Necklace - 18
    Envelop yourself in the sophistication of this exquisite 10K white gold necklace, featuring a mesmerizing pear-shaped blue sapphire, cradled elegantly...
    Regular price
    $1,295.23
    Sale price
    $1,295.23
  • 14K White Gold 6x4mm Pear Blue Sapphire and Diamond Accent Charm Pendant Necklace - 18" Inches
    14K White Gold 6x4mm Pear Blue Sapphire and Diamond Accent Charm Pendant Necklace - 18 14K White Gold 6x4mm Pear Blue Sapphire and Diamond Accent Charm Pendant Necklace - 18
    Emanate elegance with a pendant that combines celestial charm and artisanal craftsmanship. Nestled in the heart of this dazzling adornment...
    Regular price
    $2,162.53
    Sale price
    $2,162.53
  • Sterling Silver Rhodium Plated Cubic Zirconia Charm Necklace
    Sterling Silver Rhodium Plated Cubic Zirconia Charm Necklace Sterling Silver Rhodium Plated Cubic Zirconia Charm Necklace
    Bright and radiant, this Sterling Silver Gold Plated Cubic Zirconia Charm Necklace brings a touch of warm sparkle to any...
    Regular price
    $211.99
    Sale price
    $211.99
  • Sterling Silver Rhodium Plated Pearl Station Charm Necklace
    Sterling Silver Rhodium Plated Pearl Station Charm Necklace Sterling Silver Rhodium Plated Pearl Station Charm Necklace
    This charming necklace features luminous pearls stationed along a sleek rhodium-plated sterling silver chain, offering a delicate and elegant touch...
    Regular price
    Sold out
    Sale price
    $177.99
  • 14K Yellow Gold Charm Link Cable Chain Necklace (3.30 mm)
    14K Yellow Gold Charm Link Cable Chain Necklace (3.30 mm) 14K Yellow Gold Charm Link Cable Chain Necklace (3.30 mm)
    Elevate your jewelry collection with this 14K yellow gold charm link cable chain necklace. Measuring 18 inches in length, this...
    Regular price
    $1,051.99
    Sale price
    $1,051.99
  • Sterling Silver Rhodium Plated Heart Charm Necklace
    Sterling Silver Rhodium Plated Heart Charm Necklace Sterling Silver Rhodium Plated Heart Charm Necklace
    Bring effortless charm to your look with this Sterling Silver Rhodium Plated Heart Charm Necklace. Featuring a delicate heart pendant...
    Regular price
    $220.99
    Sale price
    $220.99
  • Drop Necklace with Lucky Charms in 14K Yellow Gold
    Drop Necklace with Lucky Charms in 14K Yellow Gold Drop Necklace with Lucky Charms in 14K Yellow Gold
    A trio of lucky charms — a polished Hamsa, an eye, and a horseshoe — take center stage in this...
    Regular price
    $1,074.99
    Sale price
    $1,074.99
  • Sterling Silver Rhodium Plated Sea Life Charm Necklace
    Sterling Silver Rhodium Plated Sea Life Charm Necklace Sterling Silver Rhodium Plated Sea Life Charm Necklace
    This necklace celebrates the beauty of the ocean with a collection of finely detailed sea-life charms on a rhodium-plated sterling...
    Regular price
    $178.99
    Sale price
    $178.99
  • 14K Yellow Gold Push Lock Charm Necklace (4.20 mm)
    14K Yellow Gold Push Lock Charm Necklace (4.20 mm) 14K Yellow Gold Push Lock Charm Necklace (4.20 mm)
    Elevate your jewelry collection with this 18 inches 14K yellow gold necklace, featuring a polished circle push lock clasp. The...
    Regular price
    $1,972.99
    Sale price
    $1,972.99
  • 14K Yellow Gold Charm Lock Rolo Chain Necklace (5.10 mm)
    14K Yellow Gold Charm Lock Rolo Chain Necklace (5.10 mm) 14K Yellow Gold Charm Lock Rolo Chain Necklace (5.10 mm)
    Elevate your jewelry collection with this 14K yellow gold polished charm lock rolo link chain. Featuring an oversized lobster clasp,...
    Regular price
    $1,931.99
    Sale price
    $1,931.99
  • Lucky Charms Necklace in 14K Yellow Gold
    Lucky Charms Necklace in 14K Yellow Gold Lucky Charms Necklace in 14K Yellow Gold
    This 14k yellow gold necklace features a matte round pendant etched with a collection of lucky symbols. A horseshoe, moon...
    Regular price
    $1,280.99
    Sale price
    $1,280.99
  • Sterling Silver Rhodium Plated Cubic Zirconia Charm Necklace
    Sterling Silver Rhodium Plated Cubic Zirconia Charm Necklace Sterling Silver Rhodium Plated Cubic Zirconia Charm Necklace
    Bright and refined, this Sterling Silver Rhodium Plated Cubic Zirconia Charm Necklace adds a touch of effortless sparkle to any...
    Regular price
    $204.99
    Sale price
    $204.99
  • Sterling Silver Rhodium Plated Sunflower Cubic Zirconia Charm Necklace
    Sterling Silver Rhodium Plated Sunflower Cubic Zirconia Charm Necklace Sterling Silver Rhodium Plated Sunflower Cubic Zirconia Charm Necklace
    Bright and joyful, this Sterling Silver Rhodium Plated Sunflower Cubic Zirconia Charm Necklace captures the warmth and beauty of a...
    Regular price
    $175.99
    Sale price
    $175.99
  • Sterling Silver Rhodium Plated Flower Cubic Zirconia Charm Necklace
    Sterling Silver Rhodium Plated Flower Cubic Zirconia Charm Necklace Sterling Silver Rhodium Plated Flower Cubic Zirconia Charm Necklace
    Delicate and radiant, this Sterling Silver Rhodium Plated Flower Cubic Zirconia Charm Necklace adds a touch of natural beauty to...
    Regular price
    $203.99
    Sale price
    $203.99
  • 14K Yellow Gold Heart Lock Charm Necklace (5.80 mm)
    14K Yellow Gold Heart Lock Charm Necklace (5.80 mm) 14K Yellow Gold Heart Lock Charm Necklace (5.80 mm)
    Express your love with this 14K yellow gold heart lock charm necklace. The 18 inches chain features a polished heart-shaped...
    Regular price
    $2,630.99
    Sale price
    $2,630.99
  • 14k Yellow Gold Necklace with Round Diamond Charms
    Product Image Product Image
    Necklace is 16 and 18 inches long. Total weight of diamonds is 0.49ct.Product Details: Necklace Information : Metal : 14K...
    Regular price
    $1,894.99
    Sale price
    $1,894.99
  • 14k Yellow Gold Necklace with Round Diamond Charms
    Product Image Product Image
    Necklace is 16 and 18 inches long. Total weight of diamonds is 0.24ct. Necklace Information Chain Type bead Clasp Type...
    Regular price
    $1,487.99
    Sale price
    $1,487.99
  • 14K Yellow Gold Necklace with Polished Charms
    Product Image Product Image
    The lovely charms of this eye-catching 14K yellow gold bracelet capture celestial themes and hopes of luck and prosperity. Necklace...
    Regular price
    $479.99
    Sale price
    $479.99
  • 14k Yellow Gold Chain Necklace with Sliding Puffed Heart Charm
    Product Image Product Image
    A darling puffed heart charm with ridge detailing slides along the dainty chain of this gorgeous necklace. Made of 14k...
    Regular price
    $532.99
    Sale price
    $532.99
  • 14k Yellow Gold Necklace with Shiny Barrel Bead Charm
    Product Image Product Image
    A delightful barrel bead in shiny finish showcases the charming style of this chain necklace. Crafted in 14k yellow gold,...
    Regular price
    $594.99
    Sale price
    $594.99
  • 14k Yellow Gold Cable Chain Necklace with Round Multi-Tone Charms
    Product Image Product Image
    Delicate round charms in multi-colored stones gorgeously dangle from the cable chain of this 14k yellow gold necklace. Quite an...
    Regular price
    $1,036.99
    Sale price
    $1,036.99

What Are Charm Necklaces and When to Give Them?

What Charm Necklaces Are and How They're Used

Charm necklaces are chain necklaces with one or more small decorative charms hanging from the chain. Charms may be pre-set at purchase or added individually over time. In fine jewelry, charm necklaces use 14k gold or sterling silver chains with matching metal charms. Single-charm necklaces overlap with pendant necklaces in format; multi-charm designs are more distinctly charm-focused. For the full necklace range, browse necklaces.

Gold Charm Necklaces

Gold charm necklaces are available in 14k yellow, white, and rose gold. Yellow gold is the most traditional choice for charm necklace designs and gives the small charms warmth and richness. Small gold charms on fine gold chains are among the most accessible fine jewelry gifting formats available, making them practical as first-time fine jewelry purchases. For the full gold necklace range, browse gold necklaces.

Sterling Silver Charm Necklaces

Sterling silver charm necklaces provide the same fine metal quality at a lower price point than gold, making them the most accessible format for buyers who want to accumulate multiple charms over time without a high initial investment. The cool silver tone creates a distinctive aesthetic that pairs naturally with other silver pieces. Sterling silver requires periodic polishing to manage tarnish. For the full sterling silver necklace range, browse silver necklaces.

Charm Necklaces and the Pendant Range

Charm necklaces occupy a distinct sub-category within the pendant range. A classic pendant necklace typically features one high-quality stone or motif as the permanent focal point; a charm necklace invites ongoing addition and personalization through individual charms. Both wear similarly in terms of the chain-plus-hanging-element format. For buyers comparing all pendant and charm styles, browse pendants for the full pendant range.

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